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Clear pricing. No surprises.

We believe you deserve to know exactly what your care will cost before you commit to anything. Here's how home care pricing works in Australia — and exactly how J.PEER Health structures our fees.

No hidden fees
Written fee schedule before care begins
No lock-in contracts
Government-funded & private options

How home care pricing works in Australia

There are two main ways to access home care. Here's a plain-language breakdown of each.

Government-funded

Support at Home Program

The Australian Government's Support at Home program provides funding to eligible older Australians to access care in their own home. The government allocates a quarterly budget based on your assessed classification — there are 8 classification levels.

You use that budget to purchase care hours and services from an approved provider like J.PEER Health. Depending on your financial circumstances, you may have a small income-tested contribution, but many clients pay nothing beyond their government allocation.

  • Requires an ACAT assessment through My Aged Care
  • Government pays the majority of your care costs
  • You choose your provider and your services
  • J.PEER Health guides you through every step
Private / Self-funded

Private Care

Private care means you pay directly for the care you receive. There's no waiting for an assessment, no government allocation — just the support you need, when you need it. Ideal for families who want to begin care immediately.

Private care is also a great option for people awaiting a government assessment, those who want additional hours beyond their funded budget, or short-term needs like post-hospital recovery.

  • No assessment required — care can start quickly
  • Transparent hourly rates, no surprises
  • Flexible hours — as few or as many as you need
  • Seamless transition to funded care when approved

Support at Home funding levels

The government classifies care needs into 8 levels and assigns a quarterly budget accordingly. Your assessment determines your level.

Level 1

Entry-level support

~$5,000–$7,000/yr

Light assistance — help around the house and occasional personal care.

Level 2

Low-level support

~$7,000–$12,000/yr

Regular help with daily tasks, personal care, and social support.

Level 3

Low-medium support

~$12,000–$17,000/yr

More frequent assistance with a wider range of daily living activities.

Level 4

Medium support

~$17,000–$22,000/yr

Daily care and support, often including some nursing or health support.

Level 5

Medium-high support

~$22,000–$28,000/yr

Substantial daily support across personal care, domestic, and nursing.

Level 6

High support

~$28,000–$35,000/yr

High-frequency care, complex health needs, and clinical support.

Level 7

Very high support

~$35,000–$45,000/yr

Intensive daily care, often including overnight or specialist nursing.

Level 8

Intensive support

~$45,000–$60,000/yr

The highest level of home-based support for complex, ongoing needs.

Budgets shown are approximate annual equivalents. Exact quarterly budgets are confirmed by My Aged Care following your assessment. Call My Aged Care on 1800 200 422 or visit myagedcare.gov.au to get started. J.PEER Health can help you through the process — just give us a call.

J.PEER Health pricing — exactly what you'll pay

We'll give you a full written fee schedule before your care begins. No surprises, ever.

Care management fee

A competitive percentage of your quarterly Support at Home budget. This covers all care coordination, scheduling, care plan management, quality reviews, and after-hours support. Our management fees are among the most transparent in Melbourne's south-east.

We'll explain the exact percentage when we meet — call us or submit an enquiry to get the conversation started.

Hourly care rates

Hourly rates vary by service type, time of day, and whether care is required on weekends or public holidays — in line with industry standards. We'll always show you the exact hourly rate for each service before you agree to anything.

Contact us for current pricing tailored to your care needs and budget.

No charge for language support

We will never charge extra because your carer speaks Hindi, Punjabi, Urdu, Tamil, or Malay. Language-matched care is simply how we work — it's included as standard, not an add-on.

Written fee schedule

Before your care begins, we provide a clear written schedule of all fees — management fees, hourly rates, and any other applicable charges. You agree to it in writing. There will be no unexpected bills.

No lock-in contracts — ever. You can change your services, adjust your hours, or pause care at any time with reasonable notice. Your care plan works around your life, not the other way around.

Don't want to wait? Private care starts when you need it.

Government funding is excellent value — but getting an assessment takes time. Private care means you get the support you need today, with the option to transition to funded care once it's confirmed.

No waiting list. Care can begin within days of your first conversation with us.
Ideal for post-hospital recovery. Short-term care for as long as you need it.
Top up your funded budget. Need extra hours beyond your government allocation? Private care fills the gap.
Seamless transition. When your government funding begins, we move you across with no disruption to your care routine.

Call us for current private care pricing. We'll give you a transparent hourly rate for your specific needs — no guesswork, no hidden costs.

0469 371 121

Available 24 hours, 7 days a week.

Pricing questions, answered honestly

We know home care pricing can feel confusing. Here are the questions families ask us most.

Contact My Aged Care on 1800 200 422 or visit myagedcare.gov.au to request an assessment. An Aged Care Assessment Team (ACAT) will visit you at home and determine your classification. J.PEER Health can help guide you through this process — just give us a call and we'll walk you through every step.
Some clients have a small income-tested contribution depending on their financial circumstances. My Aged Care will advise you of any contribution required after your assessment. The good news is that many clients pay nothing beyond their government allocation — and even those with a contribution typically find it very manageable. We'll help you understand your situation clearly before you commit to anything.
Yes — absolutely. If you or your loved one needs care urgently, we offer private care at transparent hourly rates while your assessment is pending. Once your government funding is confirmed, we transition you seamlessly. There's no disruption to your care routine and no need to start again with a new carer. Call us today and we can begin within days.
No. We don't believe in locking families in. You can change your services, adjust your hours, or pause care at any time with reasonable notice. Your care plan should work around your life — not the other way around. If your circumstances change, we'll adapt with you.
The management fee covers care coordination, scheduling, care plan development and review, quality monitoring, after-hours support, and all administration. It is charged as a percentage of your quarterly Support at Home budget. We will always be upfront about this percentage — and it will be in writing before care begins.
We don't compete on price alone — we compete on value. Our management fees are straightforward and competitive. Our carers are experienced, vetted, and often culturally and linguistically matched to your family. We don't charge extras for language support, care planning, or after-hours calls. If you're currently with another provider and want to compare, call us for a no-obligation conversation — we'll give you an honest picture.

Get a personalised care and pricing estimate.

Every family's situation is different. Call us for a no-obligation conversation about your care needs and we'll give you a clear, personalised picture of what it will cost.

Call our care team

0469 371 121 or fill in the form and we'll call you
Available 24/7 — including weekends and public holidays

Request a callback

No obligation. We'll call you for a friendly chat.